Terms of Use
Last Updated: July 21, 2024
These Terms of Use govern your access to and use of the services, platform, and content provided by Pokypyu ("we," "us," or "our") through pokypyu.info and any associated subdomains or applications (collectively, the "Platform"). By accessing or using the Platform, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.
1. Acceptance of Terms
Your access to and use of the Platform constitutes your acceptance of these Terms of Use in full. These Terms apply to all visitors, registered users, and any other persons who interact with the Platform in any capacity. We reserve the right to update or modify these Terms at any time. Continued use of the Platform following the posting of changes constitutes your acceptance of those changes. The date at the top of this document reflects when the Terms were last revised.
2. Eligibility
You must be at least 16 years of age to use the Platform. By using the Platform, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement. If you are using the Platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.
3. Account Registration
3.1 Creating an Account
Certain features of the Platform require you to register for an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for keeping your account credentials confidential and for all activity that occurs under your account.
3.2 Account Security
You must notify us immediately at help@pokypyu.info if you suspect any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to maintain the security of your credentials.
3.3 Account Termination by User
You may close your account at any time by contacting us. Upon closure, your right to access the Platform and its content will cease immediately, subject to any provisions that survive termination under these Terms.
4. Platform Services
4.1 Description of Services
Pokypyu provides an online educational platform focused on budget analysis, offering structured lessons, learning materials, interactive exercises, and related educational resources. The Platform is intended for informational and educational purposes only.
4.2 Service Availability
We strive to maintain continuous availability of the Platform but do not guarantee uninterrupted access. The Platform may be temporarily unavailable due to maintenance, updates, technical issues, or circumstances beyond our control. We reserve the right to modify, suspend, or discontinue any part of the Platform at any time without prior notice.
4.3 Educational Content
All content provided on the Platform, including lessons, guides, analyses, and materials, is intended solely for general educational purposes. Nothing on the Platform constitutes professional financial, legal, tax, or investment advice. You should consult a qualified professional before making any decisions based on information obtained through the Platform.
5. Permitted Use
You agree to use the Platform only for lawful purposes and in accordance with these Terms. You are permitted to access and use the Platform for your own personal, non-commercial educational purposes. You must not use the Platform in any manner that could damage, disable, overburden, or impair it, or interfere with any other user's access.
6. Prohibited Conduct
You agree not to engage in any of the following activities:
Unauthorised Access: Attempting to gain unauthorised access to any part of the Platform, its servers, or any systems connected to the Platform.
Content Misuse: Copying, reproducing, distributing, publishing, transmitting, modifying, or creating derivative works from any Platform content without our express written permission.
Impersonation: Impersonating any person or entity, or falsely representing your affiliation with any person or entity.
Harmful Conduct: Uploading or transmitting viruses, malware, or any other malicious code. Engaging in scraping, crawling, or data mining of the Platform without authorisation.
Interference: Taking any action that imposes an unreasonable or disproportionately large load on Platform infrastructure, or that disrupts the experience of other users.
Commercial Exploitation: Using the Platform or its content for commercial purposes without our prior written consent.
7. Intellectual Property
7.1 Our Content
All content available on the Platform, including but not limited to text, graphics, logos, course materials, videos, audio, and software, is the property of Pokypyu or its licensors and is protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Platform or its content.
7.2 Limited Licence
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform and its content solely for your personal, non-commercial educational purposes.
7.3 User Submissions
If you submit, post, or transmit any content to the Platform, including responses, feedback, or comments, you grant us a non-exclusive, royalty-free, worldwide licence to use, reproduce, and display such content in connection with operating and improving the Platform. You represent that you have the rights necessary to grant this licence.
8. Privacy and Data
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection, use, and processing of your information as described in the Privacy Policy. We handle personal data with care and in accordance with applicable data protection principles.
9. Third-Party Links and Services
The Platform may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We have no control over the content or practices of third-party sites and accept no responsibility for them. Accessing third-party links is done entirely at your own risk. We encourage you to review the terms and privacy policies of any third-party services you access.
10. Disclaimers
10.1 No Warranties
The Platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10.2 Accuracy of Information
While we make reasonable efforts to ensure the accuracy and currency of content on the Platform, we do not warrant that any content is accurate, complete, reliable, or up to date. Educational materials on budget analysis are subject to change, and you should independently verify any information before relying on it.
10.3 No Professional Advice
The Platform does not provide financial, legal, accounting, or any other form of professional advice. All content is for general educational purposes only. Reliance on any information provided through the Platform is solely at your own risk.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Pokypyu and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Platform, even if we have been advised of the possibility of such damages. Our total cumulative liability to you for any claims arising out of or related to these Terms or the Platform shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.
12. Indemnification
You agree to indemnify, defend, and hold harmless Pokypyu and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Platform, your violation of these Terms, or your infringement of any third-party rights.
13. Modifications to the Platform
We reserve the right to modify, update, suspend, or discontinue any aspect of the Platform at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Platform or any part thereof.
14. Termination
We reserve the right to suspend or terminate your access to the Platform at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or the integrity of the Platform. Upon termination, all licences and rights granted to you under these Terms will immediately cease. Provisions of these Terms that by their nature should survive termination shall continue to apply.
15. Governing Terms
These Terms constitute the entire agreement between you and Pokypyu with respect to your use of the Platform and supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and Pokypyu regarding the Platform. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
16. Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorised representative of Pokypyu.
17. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity and enforceability of the remaining provisions shall not in any way be affected or impaired. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.
18. Contact Us
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the details below:
Pokypyu
Main St, Carrigtohill, Carrigtwohill, Co. Cork, T45 WE16, Ireland
Phone: +353 43 334 5220
Email: help@pokypyu.info
Website: pokypyu.info